Buy to Let

Looking To Start Or Expand Your Property Investment Portfolio?

A buy to let / let to buy mortgage is designed for borrowers who wish to build a property portfolio and rent them out to a third party such as private tenants.

These types of mortgage have become more popular with people who view the purchase of property as a long term opportunity for profitable returns, and as a way to secure finance for their retirement.

There is a wide range of lenders in the buy to let / let to buy market which offer different types of deals and products. Most lenders have the following criteria –

  • You will be required to put down a deposit and this will be typically larger than for a standard residential mortgage - it will likely be between10-20% of the property's value (depending on your circumstances).
  • Your expected rental income must exceed your mortgage repayments by a certain percentage - for example, your lender may require a rental income of 130% of your monthly mortgage payments (depending on your circumstances).

If you require further information on buy to let / let to buy mortgages then contact A to Z Mortgages Ltd on FREEPHONE 0800 028 2001 and talk to one of our FULLY qualified Independent Financial Advisers OR complete our ONLINE ENQUIRY FORM and one of our advisers will contact you by telephone immediately or at a convenient time indicated by you.

 
 
 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

A to Z Mortgages Ltd is authorised and regulated by the Financial Services Authority. Registered in England no. 4533568. Entered on the Financial Services Authority's Register http://www.fsa.gov.uk/register/ - Register Number 227542.*FSA do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property* Calls may be monitored and recorded for training / compliance purposes

The overall cost for these mortgages for comparison is 7.04% APR.

 
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